Own Your Paydays. Never Owe Again.

Real‑time tax forecasting, auto‑savings, and simple bookkeeping for gig workers, trades, and small businesses.

NeverØwe Viking emblem

Shields Up

Automatic set‑asides so tax bills can’t ambush your cash flow. Know exactly what’s yours, what’s owed, and what’s next.

Cut Through Chaos

Live estimates for GST/HST, CPP, and income tax as money comes in. No more end‑of‑year surprises.

Built for the Sea You Sail

Designed for contractors, gig drivers, and small shops — with simple exports for your bookkeeper and CRA.

What’s Coming

Reserve your spot